FINANZ KONZEPT FAMILY OFFICE GMBH
Fraumünsterstrasse 27
8001 Zürich
Schweiz

Tel.: +41 44 204 34 64
E-Mail:info@finanz-konzept.ch

UID: CHE‑115.511.830
CH-ID: CH02030349042

By accessing this website and its pages and the products, services, information, tools and materials contained or described therein (“Website”), you acknowledge that you understand and agree to be bound by the following terms of use:
-Website ownership, trademark rights and copyrights
Finanz Konzept Family Office GmbH and other brand names on this website are trademarks and/or service marks. Unless otherwise stated, all content on this website is protected by copyright by Finanz Konzept Family Office GmbH. Finanz Konzept Family Office GmbH reserves all rights (in particular copyrights and trademark rights) to all content on this website and will exercise all legal options to enforce these rights. Nothing on the website may be construed as granting any permission or right to use any images, registered trademarks or logos. Downloading, copying or printing individual pages and/or parts of the website is only permitted for personal use. However, this does not transfer any rights to the contents of the website to you. However, this does not transfer any rights to the contents of the website to you.

-Offer, solicitation and distribution restrictions
Nothing contained on this website constitutes an offer or solicitation to buy or sell products and services, such as securities, financial instruments, other investment products or investment advisory services. The services, securities and financial instruments described herein may not be appropriate for you or in the country in which you reside. The fact that users access this website does not make them customers of Finanz Konzept Family Office GmbH. Users of this website should consult their own independent financial advisors before making any investment decision based on the information published herein, and none of the information published herein constitutes investment, legal, tax or business advice of a general or specific nature.

-Disclaimer and precautionary note regarding statements about future developments
The opinions and assessments expressed on this website reflect our views at the time of publication and do not constitute investment, legal, tax or business recommendations of a general or specific nature. The information on this website may contain statements about future developments. Furthermore, we and third parties on our behalf may make statements in the future that include statements about future developments.

By their nature, statements about future developments involve general and specific risks and uncertainties; and there is a risk that predictions, forecasts, projections and results described or implied in forward-looking statements will not occur. We caution you that several important factors could cause results to differ materially from the plans, objectives, expectations, estimates and intentions expressed in such statements. These factors include (1) market and interest rate fluctuations, (2) global economic strength in general and that of the countries in which we operate in particular, (3) the ability of counterparties to meet their obligations to us, (4) the effects of and changes in fiscal, monetary, commercial and tax policies and currency fluctuations, (5) political and social developments, including war, public unrest, terrorist activities, (6) the possibility of exchange controls, expropriation, nationalization or seizure of assets in the countries in which we operate, (7) the ability to maintain sufficient liquidity and access to capital markets, (8) operational factors such as system failures, human error or improper implementation of procedures, (9) actions taken by regulators in connection with our business and practices in one or more countries in which we operate, (10) the impact of changes in laws, regulations or accounting standards or methods, (11) competition in geographic and business areas in which we operate, (12) the ability to recruit and retain qualified personnel, (13) the ability to maintain our reputation and promote our brands, (14) the ability to increase market share and control costs, (15) technological changes, (16) the timely development and acceptance of our new products and services and users’ perception of the overall value of those products and services, (17) acquisitions and the ability to successfully integrate the acquired businesses, (18) the adverse resolution of litigation and other events, and (19) our success in managing the risks associated with the foregoing.

As a precaution, we would like to point out that the above list of material factors is not exhaustive.

-Risk warnings
Past performance is not indicative of future results and offers no guarantee of future performance, and no express or implied liability or guarantee is assumed with regard to future performance. Investments are associated with risks, including the potential loss of the capital invested. The price, value and yield of securities or financial instruments may fall as well as rise. Certain investments are subject to high price fluctuations and may lose value suddenly and to a considerable extent. The loss can be as high as the original invested capital or even higher. Securities and financial instruments denominated in foreign currencies are also exposed to exchange rate fluctuations, which may have a positive or negative effect on the value, price or income of these securities or financial instruments. Some investments may not be immediately realizable, which means that selling or liquidating these investments may prove difficult. Similarly, it may prove difficult to obtain reliable information about the value of the investment or the risks to which the investment is exposed. International or global investments (namely in emerging markets), investments in smaller companies, investments in funds or investment strategies that focus on one industry, country or region, and other special, aggressive or concentrated investments that involve the use of debt or derivative instruments involve special risks. The risks of such investments are ultimately borne by the investors.

-Links to other websites / External content
When you click on certain links on this website, you will leave this website. Such links, addresses or hyperlinks are provided for convenience and informational purposes only. Finanz Konzept Family Office GmbH has not reviewed any of these websites linked to our website or containing links to our website and accepts no liability for their content, products and services or other offers. The use of links from this website to third party websites is at your own risk.

1. Binding nature of the terms of use

By accessing the website of FINANZ KONZEPT FAMILY OFFICE GMBH (hereinafter referred to as the ‘FINANZ KONZEPT FAMILY OFFICE GMBH website’), you acknowledge the legally binding effect of the following terms of use and legal notices for the funds of FINANZ KONZEPT FAMILY OFFICE GMBH (hereinafter referred to as the ‘terms of use’). If you do not agree to these terms and conditions or are subject to access restrictions, you must refrain from using the FINANZ KONZEPT FAMILY OFFICE GMBH website.

 

FINANZ KONZEPT FAMILY OFFICE GMBH reserves the right to amend these terms of use from time to time. You should therefore review these terms of use regularly or each time you access the FINANZ KONZEPT FAMILY OFFICE GMBH website to check whether they have changed and, if necessary, accept the new version. The respective update date can be found on the respective Oberst pages in the text.

2. Access restrictions

When accessing the FINANZ KONZEPT FAMILY OFFICE GMBH website, you must comply with applicable legal provisions and observe any local restrictions. The information, texts, images, data, video clips, graphics and other publications (hereinafter referred to as ‘information’) on the FINANZ KONZEPT FAMILY OFFICE GMBH website are not intended for persons from countries in which access to and distribution of such information or websites would require prior registration, licence or authorisation from FINANZ KONZEPT FAMILY OFFICE GMBH. Among other things, access to the FINANZ KONZEPT FAMILY OFFICE GMBH website and the retrieval of information on the FINANZ KONZEPT FAMILY OFFICE GMBH website is not permitted by persons who, due to their domicile, nationality or other reasons, are subject to a legal system under which access to such information or websites is illegal.

Persons subject to such restrictions may not access the FINANZ KONZEPT FAMILY OFFICE GMBH website. Please inform yourself in advance about the relevant laws and restrictions that apply to your domicile or that may apply to you.

3. No recommendation

All information provided on the FINANZ KONZEPT FAMILY OFFICE GMBH website is for informational purposes only. In particular, the information does not constitute a recommendation, an offer or a solicitation to purchase or sell securities, financial instruments or other investment products (hereinafter referred to as “investments”), to carry out transactions or to conclude transactions (hereinafter referred to as “transactions”) nor does it constitute advertising for products or services. The information is neither a decision-making aid for economic, legal, tax or other advisory questions nor is it suitable as a sufficient basis for decisions on investments, investments or other transactions to be made. This does not replace advice from qualified specialists.

Unless expressly stated or agreed otherwise, FINANZ KONZEPT FAMILY OFFICE GMBH does not accept orders placed via the message window or by email.

4. No guarantee for the topicality, correctness or completeness of the information

Market and investment reports, as well as other publications on the FINANZ KONZEPT FAMILY OFFICE GMBH website, are based on sources of information that FINANZ KONZEPT FAMILY OFFICE GMBH considers to be reliable. Nevertheless, FINANZ KONZEPT FAMILY OFFICE GMBH does not guarantee the content of the information, nor can the information be considered as complete treatises or conclusions on the investments, transactions, markets or developments mentioned therein. The content may constantly change or be based on incorrect information provided by third parties. FINANZ KONZEPT FAMILY OFFICE GMBH therefore accepts no guarantee or liability for the accuracy, completeness or timeliness of the information.

5. Investment performance

The investment value can rise or fall at any time. A positive performance in the past is therefore no guarantee for positive price developments in the future. Investments in foreign currencies are also exposed to exchange rate fluctuations. It is possible that investors will no longer get back the amount they invested or will no longer get it back in full. Potential investors should also inform themselves about the tax consequences that may arise when acquiring, holding and selling investments at their domicile and, if necessary, seek advice at their place of residence.

6. Linked websites (links)

FINANZ KONZEPT FAMILY OFFICE GMBH has no influence on the design and content of websites operated by other providers (hereinafter referred to as ‘third-party websites’) that may be linked to the FINANZ KONZEPT FAMILY OFFICE GMBH website or contain links to the FINANZ KONZEPT FAMILY OFFICE GMBH website. Therefore, FINANZ KONZEPT FAMILY OFFICE GMBH cannot accept any responsibility for the accuracy, completeness, timeliness and legality of the content of third-party websites or for any information, offers or services contained therein. Responsibility and liability for linked third-party websites lies with the respective operators.

For links leading from a third-party website to a FINANZ KONZEPT FAMILY OFFICE GMBH website, the prior written consent of FINANZ KONZEPT FAMILY OFFICE GMBH must be obtained.

7. Adjustments to the information

FINANZ KONZEPT FAMILY OFFICE GMBH reserves the right to amend or supplement the information provided at any time without notice, or to delete information in whole or in part. However, FINANZ KONZEPT FAMILY OFFICE GMBH is not obliged to remove information that is no longer current or to expressly mark it as such.

8. Property rights

All rights, titles and claims to the FINANZ KONZEPT FAMILY OFFICE GMBH website and the information and programmes contained therein (copyrights, trademarks, logos, patents, other intellectual property rights and other rights) are the property of FINANZ KONZEPT FAMILY OFFICE GMBH or the respective rights holder. The storage or printing of individual pages and/or sections of the FINANZ KONZEPT FAMILY OFFICE GMBH website is only permitted for private and internal purposes, and provided that neither the copyright notices nor other legally protected designations are removed. Even after saving, printing or otherwise using information or programmes, all rights remain with FINANZ KONZEPT FAMILY OFFICE GMBH or the respective rights holder. The (complete or partial) reproduction, in particular the use of texts, text parts or image material, the transmission (electronically or by other means), modifying, linking or using the FINANZ KONZEPT FAMILY OFFICE GMBH website for public or commercial purposes requires the prior written consent of FINANZ KONZEPT FAMILY OFFICE GMBH.

The content and rights of third parties are marked as such. Their copyrights, patents, trademarks, property rights or other protective rights must also be retained. In order to use content from third parties, their consent or corresponding usage rights are usually required.

9. No liability (disclaimer)

FINANZ KONZEPT FAMILY OFFICE GMBH accepts no liability for direct or indirect losses (including lost profits), damages, liability claims, demands, costs or consequential damages arising from the use of or access to the FINANZ KONZEPT FAMILY OFFICE GMBH website or from links to third-party websites or from the retrieval of information on the FINANZ KONZEPT FAMILY OFFICE GMBH website is expressly disclaimed. This also applies to liability based on negligence and even if FINANZ KONZEPT FAMILY OFFICE GMBH was aware of the possibility of such consequences.

Furthermore, FINANZ KONZEPT FAMILY OFFICE GMBH accepts no liability whatsoever for any manipulation of the user’s IT system. We expressly warn against the dangers of viruses or other harmful programs and the possibility of hacking attacks. The use of current browser versions and anti-virus software is therefore strongly recommended.

10. Data protection and security during data transfers

Please read the privacy policy, which provides information about how FINANZ KONZEPT FAMILY OFFICE GMBH handles personal data and data security on the Internet.

11. Severability clause

The invalidity, illegality or ineffectiveness of one or more provisions of these terms of use does not prevent the binding nature of the entire work.

12. Contradictory regulations

Certain web pages or areas of the FINANZ KONZEPT FAMILY OFFICE GMBH website may contain additional notices, explanations, conditions or provisions (hereinafter referred to as ‘Terms’). In the event of any conflict between these Terms of Use and the Terms, the Terms applicable to the relevant website or area shall prevail.

13. Applicable law and place of jurisdiction

The user’s access to the FINANZ KONZEPT FAMILY OFFICE GMBH website and the use of the FINANZ KONZEPT FAMILY OFFICE GMBH website, as well as these terms of use, are subject to Swiss law. The exclusive place of jurisdiction is Zurich.

 

Legal notice – © FINANZ KONZEPT FAMILY OFFICE GMBH – All rights reserved

1. Privacy Policy

FINANZ KONZEPT FAMILY OFFICE GMBH appreciates your visit and interest in this website (hereinafter referred to as the ‘FINANZ KONZEPT FAMILY OFFICE GMBH website’). This privacy policy (hereinafter referred to as the ‘policy’) describes the processing of personal data in connection with the FINANZ KONZEPT FAMILY OFFICE GMBH website and the directly related data processing. The legal provisions applicable in Switzerland shall apply.

FINANZ KONZEPT FAMILY OFFICE GMBH reserves the right to amend or adapt this declaration from time to time. You should therefore check this declaration regularly or each time you access the FINANZ KONZEPT FAMILY OFFICE GMBH website to see whether it has changed and, if necessary, to ensure that you agree with the new version. At the beginning of this clarification letter you will find the update date.

By accessing the FINANZ KONZEPT FAMILY OFFICE GMBH website, you confirm your acceptance of this declaration. If you do not agree with this declaration, please refrain from accessing the FINANZ KONZEPT FAMILY OFFICE GMBH website.

Please also read the Terms of Use and Legal Notice as well as the Special Legal Notice, which explain the conditions under which the FINANZ KONZEPT FAMILY OFFICE GMBH website may be used.

2. What is personal data?

Personal data are all statements and information that relate to an identified or identifiable person. In the context of websites, this includes name, e-mail address, telephone number and IP address.

3. What data is stored and for what purpose is it used?

The FINANZ KONZEPT FAMILY OFFICE GMBH website uses cookies to obtain information about its use. Cookies are small files that are saved on your computer. They save settings that you have made on the FINANZ KONZEPT FAMILY OFFICE GMBH website (e.g. country of residence selection). This means that certain information does not have to be re-entered when you visit the FINANZ KONZEPT FAMILY OFFICE GMBH website again. You can prevent the installation of cookies by adjusting your browser software settings accordingly and remove any cookies that have already been set by the FINANZ KONZEPT FAMILY OFFICE GMBH website. By not taking these measures, you agree to the use of cookies when using the FINANZ KONZEPT FAMILY OFFICE GMBH website.

When using the FINANZ KONZEPT FAMILY OFFICE GMBH website, access data (e.g. log files, IP address, date and time of access, name of the file accessed, access status, page from which access is made, top-level domain, web browser used, operating system used) is stored. FINANZ KONZEPT FAMILY OFFICE GMBH uses this data for statistical purposes, for technical evaluations, for optimising the server infrastructure, for determining access frequencies and for drawing conclusions for improving user-friendliness and functionalities.

If the collection and processing of personal data (e.g. name, address or email address in connection with a contact form or the ordering of publications) is necessary in the context of using the FINANZ KONZEPT FAMILY OFFICE GMBH website, the data will be used for authentication purposes and stored on a data carrier in Switzerland. Furthermore, the data you enter in the corresponding text or search fields on the FINANZ KONZEPT FAMILY OFFICE GMBH website will be processed and stored. This data is used according to the purpose intended in each case.

If, in special cases, your express declaration of consent to data processing is required, you will find an adequate note at the relevant point.

The FINANZ KONZEPT FAMILY OFFICE GMBH website may contain links to websites operated by other parties or to content on websites operated by other parties. FINANZ KONZEPT FAMILY OFFICE GMBH has no influence on the websites of other operators (hereinafter referred to as ‘third-party websites’) and therefore cannot accept any responsibility or liability for the correctness, completeness, timeliness or legality of the content of third-party websites or for their data processing practices. Therefore, please also note the privacy statements of the respective third-party websites mentioned.

Data transmission on the Internet may contain security gaps. Therefore, absolute data protection (e.g. from access by third parties) cannot be guaranteed.

4. To whom will your personal data be disclosed?

Personal data collected as part of the FINANZ KONZEPT FAMILY OFFICE GMBH website will not be passed on to third parties, except

• You expressly accept disclosure at the relevant point of data entry; or
• FINANZ KONZEPT FAMILY OFFICE GMBH is legally obliged to disclose the data (e.g. to government institutions, authorities, courts); or
• Data processing is carried out on behalf of FINANZ KONZEPT FAMILY OFFICE GMBH by a service provider who is contractually obliged to treat the data confidentially.

5. How is your personal data protected?

Within the framework of the FINANZ KONZEPT FAMILY OFFICE GMBH website and the directly related internal data processing, appropriate technical and organisational measures are taken to protect the recorded data from loss, unauthorised access or misuse.

Notwithstanding the measures taken by FINANZ KONZEPT FAMILY OFFICE GMBH to protect data, you must be aware that data transmission via the Internet – this applies to both websites and e-mail activities – is uncontrolled and cross-border. Even if the sender and receiver are located in the same country, cross-border data transmission may occur. FINANZ KONZEPT FAMILY OFFICE GMBH cannot therefore guarantee the confidential treatment of data transferred via the Internet. When you disclose personal information over the Internet, you must be aware that third parties may access, read, modify, falsify, monitor, destroy or misuse the information. The data transmission may also be delayed or the data may be lost during transmission. Furthermore, third parties could draw conclusions about existing business relationships. Therefore, FINANZ KONZEPT FAMILY OFFICE GMBH cannot accept any responsibility for the security of your data during transmission via the Internet and accepts no liability for direct or indirect damage. For data protection and security reasons, we recommend that you contact FINANZ KONZEPT FAMILY OFFICE GMBH via other, secure means of communication.

6. Where and for how long is personal data stored?

The systems required for data processing are located in Switzerland. The data entered by you will be kept for as long as the intended purpose requires.

7. What are your rights?

Information

You have the right to request in writing and free of charge information about the data processed about you. A request for information, together with proof of identity, should be sent to the Data Protection Officer at the address given in Section 8.

Upon receipt of your request for information, you will be provided with information within the statutory period of 30 days. The information may be refused, restricted or postponed, insofar as this is provided for by law or is necessary due to overriding personal or third-party interests.

The request for information may be combined with a request for correction or deletion of data.

Correction or deletion

You have the right to request, in writing and free of charge, the rectification or deletion of data processed about you, insofar as they are not correct or are processed incorrectly. A request for rectification or cancellation, together with proof of identity and justification, must be submitted to the Data Protection Officer at the address indicated in point 8.

Your request for correction or deletion will be processed within a reasonable period of time after receipt and subsequently you will receive confirmation of completion.

Under certain circumstances, legal regulations on data processing may prevent deletion. In such cases, FINANZ KONZEPT FAMILY OFFICE GMBH will only continue to process the data concerning you to the extent necessary to fulfil its statutory data processing obligations.

Objection or revocation

You have the right to object in writing and free of charge to the processing of data concerning you, in whole or in part, or to withdraw your consent to data processing. An objection or revocation must be sent in writing to the data protection officer at the address given in section 8.

Your objection or revocation will be confirmed upon receipt and subsequently the data concerned will no longer be processed.

Under certain circumstances, an objection or revocation may conflict with legal regulations on data processing. In such cases, FINANZ KONZEPT FAMILY OFFICE GMBH will only continue to process the data concerning you to the extent necessary to fulfil its statutory data processing obligations.

Blocking

You have the right to have the data concerning you blocked from being passed on to third parties. A request for blocking, together with proof of identity, must be submitted in writing to the Privacy Officer at the address listed in Section 8.

Your request for blocking will be settled within a reasonable period of time after receipt and subsequently you will receive confirmation of the settlement.

Under certain circumstances, a blocking may conflict with legal regulations on data disclosure. In such cases, FINANZ KONZEPT FAMILY OFFICE GMBH will only disclose your data to third parties to the extent necessary to fulfil its legal data processing obligations.

8. How can you contact FINANZ KONZEPT FAMILY OFFICE GMBH regarding data protection?

If you have any questions regarding data protection and data processing, please write to:

FINANZ KONZEPT FAMILY OFFICE GMBH

Fraumünsterstrasse 27

8001 Zürich

Switzerland

Telefon: +41 (0)44 204 34 64

Email: info@finanz-konzept.ch

Legal notice – © FINANZ KONZEPT FAMILY OFFICE GMBH – All rights reserved

1. General information

By using the FINANZ KONZEPT FAMILY OFFICE GMBH websites, you confirm that you have read, understood and accepted both the general legal information and these specific legal notices. These legal provisions apply to all information provided electronically by FINANZ KONZEPT FAMILY OFFICE GMBH and may be adapted at any time without prior notice. If you do not wish to agree to the general legal notices and these specific legal notices, please refrain from any access to the websites. Any special agreements relating to individual services or products of FINANZ KONZEPT FAMILY OFFICE GMBH shall apply in addition to these legal provisions; in the event of any conflict, the special agreements shall take precedence. User access, use of the pages, the General Legal Notice and this Special Legal Notice are governed by Swiss law. The exclusive place of jurisdiction is Zurich.

2. No recommendation, no offer

The information, opinions, products, data, services, tools and documents contained or described on the Websites (“Website Content”) are for informational purposes only and do not constitute an advertisement or recommendation, nor an offer or solicitation to subscribe (or purchase) or redeem (or sell) any Shares, to effect any transaction or to conclude any legal act.

The collective investment schemes mentioned on this website are not suitable for all investors. The information provided on the website does not constitute financial, legal, tax and/or other advice. Investment or other decisions should not be made solely on the basis of this document. In particular, you should not invest until you have read the relevant fund contract or legal prospectus, the annual and semi-annual reports, the articles of association or statutes (if applicable) and all other documents required by local legislation or regulations in the jurisdictions or countries in which the relevant collective investment scheme is authorised or entitled to be publicly distributed, offered or sold.
To determine whether investing in units of a particular investment fund meets your specific needs and risk tolerance, we recommend that you contact an independent financial advisor. In addition, we recommend that you consult with an independent tax advisor to learn about the tax rules in your jurisdiction associated with a specific investment in light of your personal circumstances.

3. No guarantee

The contents of the web pages may be changed at any time and without prior notice. FINANZ KONZEPT FAMILY OFFICE GMBH does not guarantee and makes no representations (including to third parties) regarding the accuracy, correctness, completeness or timeliness of the content of the websites. In particular, FINANZ KONZEPT FAMILY OFFICE GMBH is not obliged to remove outdated information from the websites or to expressly mark it as such. The dissemination of the content of the websites and their reproduction in whole or in part is not permitted.
All data available via these websites, including, but not limited to, financial market data, price data, reports, research or other financial information, is based on sources that are considered reliable and have been carefully selected. All available information is provided to the user “as is” and without express or implied warranties or representations as to quality, originality, infringement of intellectual property or fitness for a particular purpose.

The fact that a user accesses the web pages does not make him or her a customer of FINANZ KONZEPT FAMILY OFFICE GMBH.

Opinions, assessments and forecasts on the websites originate from their authors and reflect the views held at the time of writing; they do not necessarily reflect the views of FINANZ KONZEPT FAMILY OFFICE GMBH. They may be subject to change at any time without notice. FINANZ KONZEPT FAMILY OFFICE GMBH and its contractual partners reserve the right to withdraw or change information, data and documents as well as the products or services described herein at any time and without prior notice. All information marked with a date is published exclusively for this date. There is no obligation or responsibility to update or correct such information.

4. FINANZ KONZEPT FAMILY OFFICE GMBH investment products are not approved for public distribution in all countries worldwide

The information contained on the FINANZ KONZEPT FAMILY OFFICE GMBH websites is not directed at specific persons; it is generally intended for readers interested in FINANZ KONZEPT FAMILY OFFICE GMBH investment products. In any case, investment products should only be purchased after a detailed study of the current sales prospectuses including the investment regulations as well as the annual and semi-annual reports. FINANZ KONZEPT FAMILY OFFICE GMBH investment products are not approved for distribution in all countries worldwide. The FINANZ KONZEPT FAMILY OFFICE GMBH websites are not intended for persons who are subject to a legal system that prohibits the publication of or access to the FINANZ KONZEPT FAMILY OFFICE GMBH websites (due to the nationality of the person concerned, their place of residence or for other reasons). Persons to whom such restrictions apply are not permitted to access the FINANZ KONZEPT FAMILY OFFICE GMBH websites.

FINANZ KONZEPT FAMILY OFFICE GMBH investment products have not been registered in accordance with investment companies under the United States Investment Company Act of 1940 (as amended) and these securities have not been registered under the United States Securities Act of 1933 (the ‘Act’). FINANZ KONZEPT FAMILY OFFICE GMBH investment products are not offered, sold or delivered in the United States or to US persons (as defined in Regulation S of the Act). Nothing herein constitutes an offer or solicitation to invest in such investment products in the United States or to US citizens.

For the purposes of this document, the term “United States” shall include the United States of America, all of its constituent states, territories and possessions, and all territories under its jurisdiction.

5. Risk warning

Positive performance in the past is no guarantee of positive performance in the future. The risk of exchange rate and foreign currency losses as well as fluctuations in returns due to an unfavorable development of exchange rates for the investor cannot be excluded. There is a possibility that investors may not get back the full amount they invested. The commissions and costs charged on the issue and redemption of units are charged to the investor individually and are therefore not reflected in the performance shown.

We expressly point out that certain investments are highly volatile. Such investments, such as derivatives, may be subject to high price fluctuations, the extent of which may correspond to or even exceed the amount invested.
Certain special investments may not be immediately realisable. It may therefore be difficult for investors to sell an investment, realize the gain, or obtain reliable information about its value or the extent of the risk to which the investment is exposed.

When you buy or sell investments with a contingent liability, you may not only lose the amount you invested, but you may face being ordered to pay an additional amount.

 

Legal notice – © FINANZ KONZEPT FAMILY OFFICE GMBH – All rights reserved

1. Information requirements pursuant to FIDLEG/FINIG

The following information serves to fulfill the information obligations of financial service providers towards their customers in accordance with Article 8 et seq. of the Financial Services Act (FinSA). This information is provided without any advertising background and does not constitute an offer for financial services or financial instruments.

2. Approval status

Finanz Konzept Family Office GmbH (the ‘Company’) is a financial services provider in accordance with FIDLEG and FINIG, with its registered office at Fraumünsterstrasse 27, 8001 Zurich. Its main activity is commercial asset management for individual clients.

The company was granted a license as an asset manager in accordance with Article 17 paragraph 1 of the Financial Institutions Act (FINIG) by the Swiss Financial Market Supervisory Authority FINMA.

FINcontrol Suisse AG is responsible for prudential supervision of the company.

3. ombudsman’s office

The company has joined the Financial Service Providers Ombudsman Association (OFD) and has thus fulfilled the obligation to join in accordance with Article 77 FinSA. Customers have the option of initiating mediation proceedings through the ombudsman’s office in the event of disagreements with the company.

4. Management of business

The company is managed by two qualified managing directors in accordance with Article 20 paragraph 1 FinIA.

5. Business area

The company commercially operates discretionary asset management and execution mandates in accordance with Article 3 lit. c FinLeg. Asset management is carried out through written contracts (the “Contract”) with customers, which contain comprehensive information on the characteristics, functionality, rights and obligations of the customers as well as the risks of the financial service provided. The customers authorize the company to carry out the mandates with the respective custodian banks.

6. Risks relating to financial services

The risks associated with the financial services provided are explained to customers before contracts are concluded. Customers are asked to read the information provided carefully, in particular the brochure “Risks in Trading in Financial Instruments” from the Swiss Bankers Association ( https://www.swissbanking.ch/de/downloads ), and to contact the company if they have any questions turn around.

7. Cost information

There are costs and fees associated with the services provided. These are disclosed to the customer in detail before the contract is concluded.

8. Participation in and economic ties to third parties

The company is currently not affiliated with third parties and has neither parent nor subsidiaries. There are no economic ties to third parties that could lead to a conflict of interest to the detriment of the company’s customers.

 

Legal notice – © FINANZ KONZEPT FAMILY OFFICE GMBH – All rights reserved