Risk-Classes
BALANCED
DYNAMIC
LIQUIDITY
0 – 100%
0 – 100%
0 – 100%
Bonds, bond and real estate funds
0% – 100%
0 – 100%
0 – 100%
SHARES, SHARE FUNDS
0% – 30%
0 – 50%
0 – 100%
ALTERNATIVE INVESTMENTS*
These include the following: Hedgefunds, private equity, commodities (except precious metals), derivatives, options, less liquid real estate investments (usually redemption periods > 1 week)
0% – 30%
0 – 50%
0 – 100%
PRECIOUS METALS
0% – 30%
0 – 50%
0 – 100%
CURRENCY SHARE
REFERENCE CURRENCY
At least 70%
At least 50%
0 – 100%
FOREIGN CURRENCY
0 – 30%
0 – 50%
0 – 100%
LOMBARD CREDIT
No
No
Yes
LOSS RISK
Max. 20% p.a.
Max. 50% p.a.
Max. 100% p.a.